Whether you are moving into a new home or selling to embark on a new journey, there are a few things you should know about title insurance in the state of New Jersey.
In New Jersey, titlegenius by Radian makes the closing process simple and more transparent.
It’s Your Right to
In New Jersey, the home seller is typically responsible for purchasing title insurance, although the buyer can purchase extended coverage if desired. As with all states, the party responsible for paying for title insurance has the right to those their provider.* New Jersey real estate transactions require local resident licensee and a local office to perform title and settlement. titlegenius by Radian acts as your digital closing resource that guides you through the closing process.
Title insurance protects you from past problems related to the property you are purchasing—which become your responsibility once you are the owner. In addition to helping you save on title insurance, titlegenius by Radian may help you save on closing costs and other fees. Learn more about what title insurance is and how it can protect you and your home.
In addition to helping you save money, titlegenius by Radian is a seamless digital experience that helps keep you and your real estate agent in lockstep from initial contact to close. With easy-to-use tools like remote check capture and online notarization, titlegenius streamlines title services and allows both you and your agent to manage your closing conveniently online.
*Disclosure: This communication is intended to convey general information only and not to provide any legal or accounting advice or options. An attorney or accountant should be consulted for specific information.